Mom Brings Rabid Bat To School
Posted on January 07, 2009 in Teen pregnancies
About 90 elementary school students in Montana have started a series of rabies shots after a parent let them touch a dead bat that was succeeding confirmed to be diseased. The mother of two students gave presentations in five classrooms and allowed the kids to touch the dead bat last week. She offered each student who touched the bat a sanitary wipe. The exposed students will receive six shots of anti-rabies vaccine. Stevensville Elementary School officials say they will use liability insurance to pay up to $70,000 for the exposed children to be vaccinated. The overall cost could surpass $150,000. The school has since set a plan requiring that anyone visiting the school obtain a visitor canyon. PregnancyWeekly.com
Trust a Nelena (Pregnancy) Story Episode 10
Posted on January 06, 2009 in Maternity fashion
Heyy Guys Thanks for the comments!! 4 More until the mnext one because I know you can do it guys!!-After the scan and theyve all gone shopping--They find some clothes foir their babies and pay for them--Back at The house and demi and Selena are setting upthe baby stuff for their babies-Nick: Selena, Why are you setting up the babies stuff up now??Selena: Because Nick,, The baby is due in 3 months and I want to be preparedNick: WHAT? 3 months??Selena: Yeah!!Nick: Ok Ill help you then!! Shouts to joe- Come on Joe help Demi do hers!!Joe: Ok,, If I must!!-They sort out everything-I Dont know what else to put guys!!! So Please help me guys or I cant carry on, and that will be it!! I Dont want the baby to come out until at least Episode 12 My season Finale I am going to split it into two parts So maybe part 2?? Maybe part 1 could be where she goes into Ashleys house?? Please help me!! Oh yeah also they are going to get married in season two!!So please help me carry on! And I will help you if you need any help!! Thanks guys Love FiNdYourSoulx3x Author: FiNdYourSoulx3x Keywords: ηєℓєηα ρяєgηαη¢у ѕтσяу Added: December 31, 2008
FPB Flight Nursing: Summer Camp 2008
Posted on January 06, 2009 in Maternity tops
The National Flight Nurse Academy, founded as a partnership between Case Western Reserve University's Frances Payne Bolton School of Nursing, Cleveland Clinic, and the Cleveland MetroHealth System, prepares acute care nurse practitioners to practice in unstructured environments, conducts interdisciplinary disaster-response training during its annual summer camp, and conducts research to build the evidence base for practice in air medical services. Visit us at flightnurse.case.edu. Author: fpbnursing Keywords: flight nursing bolton school air medical helicopter summer camp training emergency acute care nurse practitioner Added: December 17, 2008
Maternity Insurance Guide
Posted on January 06, 2009 in Maternity insurance
A maternity health insurance provides financial security to women who are in the pregnancy period. This is especially helpful to middle-income expectant mothers who may not be able to pay for high costs of pregnancy and childbirth all ...
Mom Brings Rabid Bat To School
Posted on January 06, 2009 in Infant onesies
About 90 elementary school students in Montana have started a series of rabies shots after a parent let them touch a dead bat that was posterior confirmed to be diseased. The mother of two students gave presentations in five classrooms and allowed the kids to touch the dead bat last week. She offered each student who touched the bat a sanitary wipe. The exposed students will receive six shots of anti-rabies vaccine. Stevensville Elementary School officials say they will use liability insurance to pay up to $70,000 for the exposed children to be vaccinated. The overall cost could surpass $150,000. The school has since set a bill requiring that anyone visiting the school obtain a visitor gorge. PregnancyWeekly.com
duration nexium
Posted on January 05, 2009 in Pregnancy weight
aciphex and nexium nexium and pregnancy otc substitute for nexium nexium medacation nexium and coumadin interaction generi nexium no perscription needed does nexium cause weight gain pay pal buy nexium contradictions nexium nexium counter Author: 1c0e05 Keywords: health Added: December 1, 2008
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Avenged Sevenfold - Blinded in Chains ☺Music Video with Lyrics☻
Posted on January 05, 2009 in Maternity leave laws
Avenged Sevenfold - Blinded in Chains:And we're at it again, I turn around another fucking war, man,I don't know where to begin, but I'll start with the radical leadersTheir steps we're followin'Running, don't go back and fight, too many you'll lose(And as clowns you follow suit behind the blood between the red and white and blue but it's too deep for you to see andeveryone eventually will take the step cause it's in sight you take the left I'll take the right I feel the hate you've builtfor me and I say pay attention baby)As they thank the Lord the blind can't seeLike a plague fed to the brain, deadly disease A-Whoa!But it wasn't a sin, a sorry life judging every actionAnd as they're feeding your mind with this shit you forgetHow to speak and ask all the questions.A Business is at hand tonight, make the people choose(I see another side in you but there's not much more I can do from on the outside looking in your government is listenin' topush you on the story of immortal father mortal son give them your mind and all your wealth the cycle will rebirth itself)If they had it their way I'd burn in Hell and your future's a fuckin' disaster can't you see?Give them all the power when your future's in desperate trouble babyAs they thank the Lord the blind can't seeLike a plague fed to the brain, deadly diseaseI'd run away tonight with my mind still intact I'm gonna make it alrightEasier said than done with no place to hide and having no place toRunning away from condition, I see but you're running away fromYour scared seductive systemMost would claim I live a lie (I live a lie)When pointing out it's easy to predict these things (predict these things) Every color has its side, (I have a side!)They live together vote and most embrace the same dark times.(Aaah-ahh) Please help us, please save us, of course they have control we're all the same.Up on the cross, crucified their problem drove the nail and let Him rotFamily and friends, it won't matter in the end I'm sure they'll understandNow look at the world and see how the humans bleed, as I sit up here and wonder 'bout and how you sold your mind body and soul!Looking at the fields so green I know this sounds obsceneI see you're livin' for tomorrow but decisions you have made will leave you emptyAs they thank the Lord the blind can't seeLike a plague fed to the brain, deadly diseaseI'd run away tonight with my mind still intact I'm gonna make it alrightEasier said than done with no place to hide and having no place toRUUUUUUUUUUUUUUUUNNNNNNNNN!!!!(Bass Riff)(Ahhhhhhhhhh!!)You've fallen asleep in denialLook at the way we're dyin' Whoa-whoaHow it ends I'll never know whooooa!Just live your life blind like me!(ahhhhh! Ahh ehhhh!) Author: VengeanceDECEIT Keywords: Avenged Sevenfold Blinded in Chains Music Video with Lyrics City of evil Added: December 30, 2008
Showing Sex Tips: HOT LIPS Sexy video !!
Posted on January 05, 2009 in Positions for sex during pregnancy
http://www.vigorelle.magicsexlife.comIf your sex life is tip-top, compose it fantastic!Many women say they're "doing okay" in the sex quarter. But horizontal among women who story a general sense of satisfaction with sex, there's a whole universe of luxury beyond what they normally acquaintance. What fashions a tremendous lover? A super-responsive partner!A big fragment of a man's self-image is tied to sexual prowess -- that is, how well can he thrill and satisfy his partner?Better sex, better relationship!Couples move closer emotionally through touch and tenderness, and deepen their intimacy through pleasurable, fulfilling lovemaking.Male orgasm happens at the peak of sexual mind, when the various muscle coveys contract simultaneously: rhythmic contractions of the pubococcygeus muscle (pc muscle) occur forth with contractions of the anal sphincter, rectum and perineum, and the ejaculatory ducts and muscles near the penis. The contracting muscles are the key to delivering the payload of semen. The first few contractions are intense and close well-adjusted, occurring at about 0.8-second intervals. As orgasm continues, the contractions diminish in intensity and duration and occur at minus frequent intervals.sex positionsPenetrative positionsPenetrating partner on top with front entryPenetrating from behindReceiving partner on topSitting and kneelingStandingAnal-specific positionsLess common positionsUsing furniture or restricted apparatusPositions to promote or prevent conceptionPositions mid pregnancyNon-penetrative positionsOral sex positionsFellatioCunnilingusAnilingus69Other positionsGroup sexWith ten participantsMultiple penetrationWith multiplied participantshttp://www.vigorelle.magicsexlife.com Author: sweetspleasure Keywords: sex good satisfaction pleasure sexual orgasm erection touch lips fetish video mujer wild girl hot cam kissing kamasutra Added: November 26, 2007
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South Park Mexican - You Know My Name
Posted on January 04, 2009 in Infant shoes
LYRICS South Park Mexican You Know My Name "You Know My Name"I'm SPM you know my nameI'm the one that came about the dope gameI've payed my dues and kept my coolI'm the one that told your kid to stay in schoolI'm from the streets thank god for rapI creep through my hood in the smoke gray 'llacContridiction on my chest, versace on my clothesI got too many too many heh YOI'm shakin bakin cookies turnin rookies into vetsI used to see my dreams through a foggy pyrexMy lex is outside plus I got a 64But my benz is wrapped up around a telephone poleI'm drippin candy wet and I'm swangin 84sNothin but the screw bangin in my radioI'm blowin this mary and im sippin on sherryGive my homies mama money for his convisaryMy name is..[Chorus]sssss ppppp mmmmmsouth park mexicanheh yo pass the green of weed tweedle lee tweedle lalivin like a king fill the steam in my spabefore I walk I gotta teach myself to crawlI started off small now I'm stronger than the lawyou know my name I'm SPMin this rap game I'm the creme a la cramI tell you what it isand ill tell you what it wasexotic foreign minx and imported asian rugspolice at my door fedaralis on my phoneI guess im makin too much money with my microphoneI did my time no sunshineit seems like they only wanna handcuff mine[Chorus]Uh I used to be a shoe shina now I sip aunt jamimaI go to sleep in europe and wake back up in chinaI take em break em down represent that H-TownI'm Los el Mehicano in english Charlie Brownmy top is on drop and my trunk is on popmy girl is snow white in the form of a rockmy hot block is in this in this rap I break againasblowin indo rollin 20 dolla pinnasdances with the wolves in my southern side hoodgot seven brick houses all made out of woodI'm either at the park where my homies shootin jumpasor in the limosuine gettin freaked by head huntasyou now my name[Chorus] Author: KILLMEXICOHATERS Keywords: South Park Mexican SPM You Know My Name Music Video With Lyrics Hip Hop Rap Gangster Chingo Bling Baby Bash Paul Wall Bun Mr. Capone-e Criminal Chicano Sur Sureno 13 Added: December 26, 2008
Groom’s mom wants to choose her own dress | Wedding-Dresses.co.cc
Posted on January 03, 2009 in Maternity bridesmaid dresses
Amy ignored the invitation and left a message on Jane’s machine informing her that she would like to pay for Jane’s “mother of the groom” dress as a gift. This seemed very nice until a week later when Jane received another message from ...
Mom Brings Rabid Bat To School
Posted on January 03, 2009 in Earliest possible signs of pregnancy
About 90 elementary school students in Montana have started a series of rabies shots after a parent let them touch a dead bat that was proximate confirmed to be diseased. The mother of two students gave presentations in five classrooms and allowed the kids to touch the dead bat last week. She offered each student who touched the bat a sanitary wipe. The exposed students will receive six shots of anti-rabies vaccine. Stevensville Elementary School officials say they will use liability insurance to pay up to $70,000 for the exposed children to be vaccinated. The overall cost could surpass $150,000. The school has since set a tenet requiring that anyone visiting the school obtain a visitor cut. PregnancyWeekly.com
Jerry O'Connell, Rebecca Romijn Get Nursery Ready
Posted on January 03, 2009 in Symptoms of dog pregnancy
Impending fatherhood is turning Jerry O'Connell into a perceptible man – everywhere the crash pad. "We cleared out a bedroom, de facto not a bedroom, it was my aunt and uncle's old ," O'Connell, 34, told People magazine at Saturday's The Hills: A Staged Reading at Hollywood's Upright Citizens Brigade Theater. "I had my computer and video valorouss in there. That got cleared out for the kids. So, I'm wondering what I'm going to do with my video game stuff. But, maybe that goes out the window when you have kids." O'Connell (who played The Hills star Brody Jenner in Saturday's show) and wife Rebecca Romjin are expecting their first children – twins – come early winter. Learning about the early stages of parenthood has out-of-date a crash continuity for the pair. "Baby-proofing the pied-a-terre, but it's customarily getting the nursery ready," O'Connell said about their activities. "It's adding room. We've got a couple cribs and stuff, so that's about it." Read the full news item here . PregnancyWeekly.com
MichNews.com “Safe, Legal, and Rare?”
Posted on January 03, 2009 in Stages of pregnancy
RCRC encourages Obama to plow full steam ahead with, in effect, unrestricted -on-demand at all stages of pregnancy , aided and abetted by taxpayer funding, with abortion advancement at home plate and abroad, and, possibly—albeit ...
Tupac - Brenda's Got A Baby
Posted on January 03, 2009 in Notice maternity
Brenda's Got A Baby"Brenda's got a BabyBrenda's got a BabyI hear Brenda's got a babyBut, Brenda's barely got a brainA damn shameThe girl can hardly spell her name(That's not our problem, that's up to Brenda's family)Well let me show ya how it affects the whole communityNow Brenda really never knew her moms and her dad was ajunkyWent in death to his arms, it's sadCause I bet Brenda doesn't even knowJust cause your in the ghetto doesn't mean ya can't growBut oh, that's a thought, my own revelationDo whatever it takes to resist the temptationBrenda got herself a boyfriendHer boyfriend was her cousin, now lets watch the joy endShe tried to hide her pregnancy, from her familyWho didn't really care to see, or give a damn if sheWent out and had a church of kidsAs long as when the check came they got first dibsNow Brenda's belly is gettin biggerBut no one seems to notice any change in her figureShe's 12 years old and she's having a babyIn love with the molester, who's sexing her crazyAnd yet she thinks that he'll be with her foreverAnd dreams of a world with the two of them are together,whateverHe left her and she had the baby solo, she had it on thebathroom floorAnd didn't know so, she didn't know, what to throw away andwhat to keepShe wrapped the baby up and threw him in the trash heepI guess she thought she'd get awayWouldn't hear the criesShe didn't realizeHow much the the little baby had her eyesNow the baby's in the trash heep ballingMomma can't help her, but it hurts to hear her callingBrenda wants to run awayMomma say, you makin' me lose pay, the social workers hereeverydayNow Brenda's gotta make her own wayCan't go to her family, they won't let her stayNo money no babysitter, she couldn't keep a jobShe tried to sell crack, but end up getting robbedSo now what's next, there ain't nothing left to sellSo she sees sex as a way of leaving hellIt's paying the rent, so she really can't complainProstitute, found slain, and Brenda's her name, she's got a babyBaby(don't you know she's got a baby)(don't you know she's got a baby)(don't you know she's got a baby)(don't you know she's got a baby)(don't you know she's got a baby)(don't you know she's got a baby) Author: ozanam Keywords: 2pac Tupac Rap Added: December 13, 2008
DIRTYJONASBOYS. [CHAPTER 27]
Posted on January 02, 2009 in Pregnancy test
Okay. Guys sorry for not posting in a while. You fathom how it is circumference Christmas. Its rightful crazy. My moms got me putting up decorations, and baking. And I gotta get my shopping perfected. So sorry for not posting. :POh&& Merry Christmas everyone!&& A Happy New year of achievement!CHAPTER 27.***A.N! I DECIDED TO nickels THE FACT THAT JOE DID! WEAR A CONDOM! BUT DONT BE TOO never-failing SHE IS/ ISNT PREGNANT***Nicole- *throws up again* Ugh. *wipes her face*Gabriella- Nicole? *Nicole looks up at her* When did you and Joe have sex?Nicole- Um.. commensurate, 2 weeks ago? I imagine Why?Gabriella- Well.. Did he wear a condom?Nicole- Yeah.. WAIT! What are you statement?!Gabriella- Well What if your You be cognizant Pre-*gets cut off by Nicole*Nicole- WHAT! NO! I CANT BE PREGNANT! NO! THATS IMPOSSIBLE!Gabriella- Well How do you apperceive? I mean.. You did Have sex!Nicole- BUT I DIDNT thirst TO! I tried DID IT SO I WOULDNT BE RAPED BY JOE! NOOOOO! I CANT BE PREGNANT!Gabriella- Well.. Maybe you should.. Take a prelim..Nicole- Lets go to the fund. NOW!Gabriella- Wow. Mood swings! one more sigh! *starts laughing*Nicole- NO! Gabriella! that isnt funny! Gabriella- *gets serious* Oh.. Sorry. *grabs her purse and her and Nicole ramble to the Super department store.*Nicole- Where are they!? Gabriella- *looks around* Oh! Here there are! Nicole-*runs down the aisle and grabs 5 boxes of pregnancy tests* Okay. Now lets go! *runs to the checkout counter and Gabriella is struggling to catch up to her*Nicole- *throws all the pregnancy inquest on the checkout counter*Cashier- Whoa.. Pregnant eh?Nicole- NO!Cashier- Ohh.. Um.. My bad. *rings up the pregnancy tests. And Nicole pays. And blah blah blah.*Nicole-*her and gabriella rush shelter and Nicole runs into the bathroom and rips passable one of the boxes and pees on one of the tests* Please dont let me be pregnant! PLEASE DONT LET ME BE PREGNANT!Gabriella- *knocks on the door* Nicole are you okay in there?Nicole- I HAVENT fashion OUT YET! Ask me in 5 minutes. thanks to I might be having a heart attack.Gabriella- Nicole.. Its not gonna be that bad.. If you are.. Pregnant.Nicole- YES IT WILL! *takes the catechism and puts it on the rim of the sink and stares at it.**Nicoles POV*No. that cannot be happing. Am I seriously sitting here, in my bathroom, the bathroom that I have only tired using for a couple of weeks, and taking a pregnancy experiment. I only had sex one fucking continuance! Why did the one future, have to maybe get me pregnant! Oh my god. If im pregnant. I swere im gonna kill Joe if im pregnant!*regular POV*Nicole- *snaps back into reality* Okay. Here we go. *breaths in and out. And soon after Picks up the probing. But before she looks at it, and closes her eyes. thereupon breaths in and out once more. again opens her eyes And looks at the shot. TO SEE A LITTLE PINK..****THE PLUS AND MINUS ARE BOTH PINK HERE!***OHHHH! YES THATS RIGHT! I LEFT IT RIGHT THERE!AHAHAHAHHA!YOUR GONNA HAVE TO WAIT!HAHAH.Well im assumably not gonna be able to post for a while. whereas of Christmas and stuff. So.. Your gonna be dieing! Hahahah!Comment tho. owing to maybe ill pennies my mind and post sooner! :PComment;rate; sub; Add; And rate!AND THANK YOU EVERYONE THAT SUBBED! I FINALY REACHED MY GOAL OF 1,000 SUBBERS! YOU GUYS ROCK! Author: JonasDirtyFantasy Keywords: bad boner boy brothers dirty dirtyjonasboys joe jonas joner kevin nick perverts sex Added: December 21, 2008
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Mom Brings Rabid Bat To School
Posted on January 02, 2009 in Pregnancy gender quiz
About 90 elementary school students in Montana have started a series of rabies shots after a parent let them a dead bat that was more recent confirmed to be diseased. The mother of two students gave presentations in five classrooms and allowed the kids to touch the dead bat last week. She offered each student who touched the bat a sanitary wipe. The exposed students will receive six shots of anti-rabies vaccine. Stevensville Elementary School officials say they will use liability insurance to pay up to $70,000 for the exposed children to be vaccinated. The overall cost could surpass $150,000. The school has since set a administration requiring that anyone visiting the school obtain a visitor gorge. PregnancyWeekly.com
Destination Maternity Corporation Prepays $10 Million of Term Loan ...
Posted on January 01, 2009 in Destination maternity
PRNewswire business news by provider, Destination Maternity Corporation Prepays $10 Million of Term Loan Debt.
Tags: destination, loan, million, term, prepays
The Freshman
Posted on January 01, 2009 in Week 16 pregnancy
Note: I have a fear that this video only makes sense in my head -SO PLEASE READ BEFORE WATCHING.!!watch in HQBackstory: The James family consists of Dean, Sam, Max and his twin Haley. After their parents died in an accident Dean took over raising them and they have all been especially devoted to Haley.Haley has always been in love with Lucas Scott but he never returned her feelings. In the meantime she casually dates Nathan her brother max's best friend. Nathan is in love with Brooke who has been elusive since her break up with Lucas. What they both don't know is that lucas has been abusive towards brooke and shes scared of him- Peyton also knows. When Haley has a one night stand with Lucas she finds out she is pregnant but knows that the baby isn't lucas's but Nathans.Okay actual Plot: When Haley tells her brothers and Nathan they decide to make Lucas think he is the father of haley's baby so that he will marry her and Haley can have the guy she always wanted. Nathan agrees because he wants to be with brooke even though at this point he has an idea that Lucas isn't such a good guy.Max, Haley's twin, doesn't like the idea of her being dishonest and forcing someone to be with her.Long story short- After 5 years, Lucas finds out he's been set up to be Jamie's Father and Haley's husband and goes ballistic.He decides to destroy the person who has stolen his life. He kills Jamie in an act of revenge and runs down Haley.During Haley's stay in the hospital Dean, Max, Sam, Nathan, Brooke and Peyton reflect on the lies the told to try and make Haley happy and how badly they turned out. The B&W scenes are flashbacks as they all remember signs of Lucas's craziness and (for some)their own selfishness.In the end, Dean decides to take the law in his own hands and make Lucas pay for what he's done to his sister and his nephew.But will it be too late for Haley?How does Nathan feel knowing that Haley paid the price for his desire to be with Brooke above all else? Can new love be born from tragedy?Honors:#49 - Top Favorited (12/20/08) - Film & Animation - United Kingdom#62 - Top Rated (12/20/08) - Film & Animation - United Kingdom#100 - Most Discussed (12/20/08) - Film & Animation - United Kingdom#32 - Most Discussed (12/21/08) - Film & Animation - United Kingdom#21 - Top Favorited (12/21/08) - Film & Animation - United Kingdom#20 - Top Rated (12/21/08) - Film & Animation - United Kingdom#87 - Top Rated (Dec. 16,2008) - Film & Animation - United Kingdom#100 - Top Rated (12/21/08) - United Kingdom#25 - Most Discussed (12/22/08) - Film & Animation - United Kingdom#17 - Top Favorited (12/22/08) - Film & Animation - United Kingdom#93 - Top Favorited (This Week of 12/22/08) - Film & Animation - United Kingdom#94 - Top Rated (12/22/08) - United Kingdom#11 - Top Rated (12/22/08) - Film & Animation - United Kingdom#75 - Top Rated (This Week of 12/22/08) - Film & Animation - United Kingdom#100 - Top Favorited (This Week) - Film & Animation - United Kingdom#67 - Top Rated (This Week) - Film & Animation - United Kingdom#98 - Top Favorited (This Week of dec 21, 2008) - Film & Animation - United Kingdom#57 - Top Rated (This Week of dec 21,2008) - Film & Animation - United Kingdom Author: vridore Keywords: the freshman haley james scott lucas nathan jamie dean winchester sam max evans verve pipe brooke davis peyton sawyer one tree hill oth roswell dreamer supernatural brathan brucas laley brean naley graduation die Added: December 20, 2008
Fixing US Health Care Inflation -- Industry Analysis (28)
Posted on January 01, 2009 in Maternity insurance
Fixing US Health Care Inflation Industry Analysis (28)The US health care crisis was discussed in my previous video (#27). This video is about fixing the health care runaway inflation, which is in fact the heart of the problem. The following shows how to address the different causes of the inflation.New TechnologyUnlike the hi-tech industry where a new technology always brings down the price, the opposite is true when a company invents a new drug or testing equipment. The obvious reason is the five-year patent, which allows the company to charge a high price necessary for recovering the development costs. When the patent period expires and the generic products start to compete, the price may not come down because the company continues to market or hype its new brand for saving your life. The consumers do not have the expertise to question them and tend to accept what they say.An easy solution is to mandate all health care companies to publish their prices online to let the consumers compare. This will inject competition into the market. When a big price difference is shown to the public, the company charging a high price will try to mark down in order to compete. The key is transparency that will make the health care industry more competitive.Powerful Lobby Many legislators do not have the backbones to face the powerful lobbyists. They pass laws that favor the drug companies and other special interest groups. A concerted effort is required for the public, supported by employer, labor and other associations to counter the lobbyists. Remember the public has the votes to kick out any legislator who kowtows to special interests. Aggressive Lawyers and Defensive DoctorsTrial lawyers like the present situation to continue because there is no limit to compensation awarded due to medical malpractice or drugs that do permanent damage. This results in an uncertain business environment where the malpractice insurance for doctors skyrockets, thus contributing to the cost inflation. A law must be passed to limit the damage compensation to a reasonable amount so that doctors can operate without constant fear of being sued for exorbitant sums. This fear makes doctors extra defensive causing them to order unnecessary lab tests for the patient to guard against a lawsuit.Health InsuranceThe purpose of insurance is to cover for accidents or major events that do not occur everyday so that the insured are protected and the insurance companies can stay in business. Health care does not fit exactly into the regular insurance model, except for infrequent or catastrophic events such as pregnancy, cancer, heart attack, or traffic accidents. In these cases, health insurance can be less expensive and more affordable because of low occurrence of such events.However, another aspect of health care involves personal responsibility. What do you do when someone follows an unhealthy lifestyle that leads to frequent medical treatments? What do you do when someone often sees a doctor for the slightest body discomfort? If those people are required to pay for their own expenses each time, it will teach them a good lesson not to put extra strains on the entire health care system and push up its costs.Health insurance companies are no good in handling these two situations as described above. The result is higher premium for everybody, insuring only the healthier ones, complicated procedures, and refusal to pay without a valid reason. Even if the government takes over the insurance business, the problems will not go away. The key to solving this problem is more difficult including public education, personal responsibility, and disease prevention.BureaucracyThe streamlining of paperwork and bureaucracy in a huge industry like health care can always save billions of dollars. This is especially true if medical records are digitalized and centralized in secure databases. Fraud and CorruptionEvery year, the government has uncovered large sums of money wasted due to fraud or corruption. Tighter enforcement will further cut down this waste.Individual Health AccountsMany experts advocate individual saving accounts for health care. This has little effect on the runaway cost inflation. It merely opens doors for financial companies to tap into consumer savings. Remember the billions of dollars lost in 401k retirement plans in the 2008 financial meltdown? Consumers should beware of getting swindled for a second time.For further information, please email to stockfessor@comcast.net Author: stockfessor Keywords: stock market shares invest mutual fund retire industry analysis Added: December 26, 2008